The Supplemental Security Income (SSI) program provides financial assistance to disabled individuals who have limited income and resources. In New York (NY), SSI benefits can be a lifeline for those who are unable to work due to a disability. The program is administered by the Social Security Administration (SSA) and provides monthly cash payments to eligible individuals. SSI benefits in NY can be used to pay for basic living expenses such as food, housing, and healthcare. However, navigating the eligibility requirements and application process for SSI benefits can be complex and overwhelming. In this article, Eastcoastlaws.com will provide an overview of SSI benefits in NY, including eligibility criteria, the application process, benefit amounts, and common reasons for the denial. We will also discuss the role of a disability lawyer in the SSI process and provide guidance on how to appeal a denied claim. By understanding the basics of SSI benefits in NY, individuals can take steps to secure the financial support they need to manage their disability and maintain a basic standard of living.
Does New York have SSI benefits?
Yes, New York (NY) has Supplemental Security Income (SSI) benefits. SSI is a federal program administered by the Social Security Administration (SSA) that provides financial assistance to disabled individuals with limited income and resources. The program is designed to help disabled individuals meet their basic needs for food, shelter, and healthcare. In NY, SSI benefits are available to residents who meet the eligibility requirements set forth by the SSA, including having a qualifying disability, limited income and resources, and being a U.S. citizen or eligible non-citizen. The amount of SSI benefits a person can receive in NY is based on a number of factors, including income, living arrangements, and household size.
It is important to note that SSI benefits are not the same as Social Security Disability Insurance (SSDI) benefits, which are based on a person’s work history and earnings. SSI benefits in NY can be a lifeline for disabled individuals who are unable to work and have limited income and resources. However, the eligibility requirements and application process for SSI can be complex, and it is recommended that individuals seek the assistance of a disability lawyer or representative to navigate the process and maximize their chances of success.
Who is eligible for SSI in NYC?
To be eligible for Supplemental Security Income (SSI) benefits in New York City (NYC), an individual must meet certain eligibility criteria set forth by the Social Security Administration (SSA). Here are the basic eligibility requirements:
- Qualifying Disability: The individual must have a physical or mental condition that prevents them from engaging in substantial gainful activity and is expected to last for at least 12 months or result in death.
- Limited Income and Resources: The individual’s income and resources must be below a certain level. In 2021, the income limit for SSI eligibility in NYC is $794 per month for individuals and $1,191 per month for couples. The resource limit is $2,000 for individuals and $3,000 for couples.
- U.S. Citizenship or Eligible Non-Citizen Status: The individual must be a U.S. citizen or have eligible non-citizen status.
- Residence in NY: The individual must reside in NY and be present in the U.S. for at least 30 consecutive days before applying for SSI.
It is important to note that SSI eligibility criteria can be complex, and additional requirements may apply in certain circumstances. For example, children under the age of 18 may be eligible for SSI if they have a qualifying disability and their family income and resources are below a certain level. Additionally, blind individuals may be subject to different income and resource limits.
SSI Benefits NY
If you receive SSDI, your monthly payment depends on the amount you paid into the Social Security system.
If you receive SSI, the federal monthly benefit amount for an individual is $914 and $1,371 per couple (in 2023), but whether you receive this full amount depends on your income.
New York also offers additional payments for those receiving SSI who are in particular situations, called Supplemental Security Payments (SSP). You have to apply separately for it at New York’s Office of Temporary and Disability Assistance.
The table below shows the additional SSP amounts that may be received by those on SSI in New York.
|Living with Others Paying Own Way
|Living in the Household of Another
|Family-type Home / Family Care Home
|$267* / $229
|$435* / $405
|$1,327* / $267
|Nonmedical Private Residential Facility
* New York City and Nassau, Rockland, Suffolk, and Westchester counties only.
Also, through the State Supplementary Personal Needs Allowance, some New Yorkers who receive SSI may be eligible for additional funding. In New York, residents of nursing homes may earn an extra $25 per month, while those receiving care at other medical facilities may receive an extra $5 each month. The Office of Temporary and Disability Assistance also manages this payment.
2023 SSI Income and Resource Eligibility Table
|Gross wages or net self-employment income
|Income from pensions or gifts, etc.
|Resources (things you own)
|Less than $1,913 per month in wages (before taxes and other deductions) or self-employment (after deduction of allowable business expenses) if you are an individual.
|Less than $934 per month if you are an individual.
|Less than $2,000 total if you are an individual.
|Less than $2,827 per month in wages (before taxes and other deductions) or self-employment (after deduction of allowable business expenses) if you are a couple.
|Less than $1,391 per month if you are a couple.
|Less than $3,000 total if you are a couple.
|Note: If you have a disability and have other expenses related to work you may still be eligible for SSI.
|Note: We automatically exclude some things like ABLE accounts, some trusts, and some burial funds. You may be eligible even if you think you have resources over these limits.
Apply For SSI Disability Benefits Online
You should apply for disability benefits as soon as you develop a disability. Follow these easy steps to apply online for disability:
- To start your application, go to Apply for Benefits page, and read and agree to the Terms of Service. Click “Next.”
- On that page, review the “Getting Ready” section to make sure you have the information you need to apply.
- Select “Start A New Application.”
- We will ask a few questions about who is filling out the application.
- You will then sign in to your personal Social Security account, or you will be prompted to create one.
- Complete the application.
You can use the online application to apply for disability benefits if you:
- Are age 18 or older.
- Are not currently receiving benefits on your own Social Security record?
- Are unable to work because of a medical condition that is expected to last at least 12 months or result in death.
- Have not been denied for disability in the last 60 days.
You might be able to apply for SSI online at the same time as SSDI benefits. If more information is required after you finish the online procedure outlined above, a Social Security agent will get in touch with you.
Other Ways You Can Apply
Apply With Your Local Office
The majority of your interactions with Social Security can be done online. Your local Social Security office can assist you with the application if you are unable to use these online services. Using The Office Finder, search under Social Security Office Information to get the phone number for your neighborhood office. Your local office can be reached using the toll-free “Office” number.
You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply. You can find the phone number for your local office by using our Office Locator and looking under Social Security Office Information. The toll-free “Office” number is your local office.
Apply By Phone
Call 1-800-772-1213 (TTY 1-800-325-0778) from 8:00 a.m. to 7:00 p.m., Monday through Friday, to apply by phone.
If You Do Not Live in the U.S. Or One of Its Territories
Contact the Federal Benefits Unit for your country of residence if you live outside the U.S. or a U.S. territory and wish to apply for retirement benefits.
Mailing Your Documents
If you mail any documents to us, you must include the Social Security number so that we can match them with the correct application. Do not write anything on the original documents. Please write the Social Security number on a separate sheet of paper and include it in the mailing envelope along with the documents.